Total Asset Turnover Ratio Total Asset Turnover Ratio is a way to measure the turnover rate of a company’s This ratio can be calculated using accounting software or a manual ledger For a manual ledger system, it is…
What is Automated Clearing House?
What is Automated Clearing House? When you need to transfer money from one account to another, you will probably want to use an automated clearing house, or The ACH allows you to transfer funds electronically, and debits can be…
What is a 1040 Form?
What is a 1040 Form? You need to know what the 1040 form is before filing your You need to know how Schedule C and Schedule SE work, and you should also know how to report your You…
30 Year Treasury: Sound Invest or a Waste of Money?
Investing in a 30-Year Treasury If you are interested in investing in a 30-year Treasury bond, you should know about some of the important terms and These include the Coupon Equivalent, Yield Maintenance Rate, Tax-exempt interest, and Yield Maintenance…
How to Buy 30-Year Treasury Bonds
How to Buy 30-Year Treasury Bonds The interest rate on 30-year Treasury bonds is higher than for shorter T-notes, which compensates for the extra risk associated with the longer Another advantage of these bonds is that the interest earned…
Understanding the 30 Year Treasury Bond
Understanding the 30 Year Treasury Bond A 30 Year Treasury Bond offers a 3% interest rate and is popular among investors and These bonds are bought by investors who have longer investment horizons than individual These buyers are…
What Is a 401a Plan?
What Is a 401a Plan? A 401a Plan is a type of retirement plan in which your employer matches your You may also make voluntary You must contribute after-tax dollars to qualify for an employer If you…
457 Plan Vs 401k
457 Plan Vs 401k When it comes to retirement savings, there are some key differences between a 401(k) and a 457 These differences include tax-deferral, the ability to take early distributions, and the These differences make it very…
What is a Good Asset Turnover Ratio?
What is a Good Asset Turnover Ratio? A high asset turnover ratio is an indication that a company is highly productive, producing little A low turnover ratio, on the other hand, means that a company’s assets are inefficiently
What Are Your 457 Plan Limits?
What Are Your 457 Plan Limits? You may be wondering what your 457 Plan Limits Here are some things to First, you should understand that your employer may have additional contribution limits based on your If you…
How to Start a Roth 457 Plan
How to Start a Roth 457 Plan A Roth 457 Plan is a type of retirement account in which your contributions are made on an after-tax This is advantageous if you earn more money than what you can contribute…
CalPERS 457 Plan
CalPERS 457 Plan The CalPERS 457 Plan is one way for employees to save money for The plan is funded through a combination of employer and employee In most bargaining units, the employer pays the majority of contributions,…
457 Plan Withdrawal Rules
457 Plan Withdrawal Rules When you are thinking of withdrawing money from a 457 plan, you need to know the rules and regulations These rules include Tax-deferred growth, contribution limits, and Rollover You also need to understand the…
What is Deferred Compensation 457 Plan?
What is Deferred Compensation 457 Plan? A Deferred Compensation 457 plan can be beneficial to employees who want to build a retirement These plans offer many advantages and can be managed by the There are many options available…
Annuity Definition in Finance
Annuity Definition in Finance An Annuity is a financial product that pays out a steady stream of It may be deferred or immediate, and depends on market Deferred annuities provide an income stream over decades, while immediate annuities…
Fixed Annuity Definition
What is a Fixed Annuity? – Fixed Annuity Definition A fixed annuity is a type of investment plan that offers investors the security of a fixed rate of return, which is generally based on the current interest rate These…