These calculators can give you a ballpark estimate of how much owning a home will cost, but most there are many mortgage calculators you can use online that vary in functions. Some are basic and will just tell you information about principle and interest.
Others are far more elaborate, layering in factors like property taxes, HOA fees, and Private Mortgage Insurance. The numbers start firming up once you go through the application and qualification process. Before you close, you’ll get a Loan Estimate that tells you exactly how much you’ll be paying on your mortgage.